The Personal Financier – A Personal Finance Blog Personal Finance Blog

Guest post written by Martha Jackson. This is not that debts are grown-up things. You can include the whole family in your debt solutions. Just try to tell your kids and family about the debt problems you’re facing so that they can help you with the financial problems. You can also go for debt consolidation [...]

Where do you stand in the tradeoff between cash and credit cards? There’s an ongoing debate on the preferred and recommended method of payment for routine, everyday expenses and purchases. Is paying cash better, and more financially sound, than paying with credit cards? Maybe it should be the other way around with credit cards being [...]

Understanding the vicious circle is the first step out of it Chronic overdraft and debt is a widely spread illness. Chances are many of the household who suffer from it are caught in a vicious circle of negative cash flow and debt. Even more likely is the fact that they are unaware of their situation [...]