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Archive for the ‘home loans’ Tag

Untold Costs of Home Loans

Tuesday, 22 May 2012, 1:19 | Home Finance and Mortgage, Loans | 0 Comment
by Numan

As we all know, there are an assortment of costs to take into account when buying a new property. However, many of these are not clear to see to the uninitiated, such as first home buyers or first investment property buyers. The hidden costs or other outgoings to get to the settlement point can be […]

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Lines of Credit

Monday, 21 May 2012, 18:17 | Home Finance and Mortgage | 0 Comment
by Numan

A line of credit is a form of lending that can be very useful or it can be grossly abused. Essentially, a line of credit is a loan facility which allows direct transactions into and out of your loan account up to a prescribed limit. While this sounds great in principle, it can be detrimental […]

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Bridging Finance

Monday, 21 May 2012, 11:16 | Home Finance and Mortgage | 0 Comment
by Numan

Bridging finance can be an extremely helpful form of finance, but is often not used because consumers don’t really know about its existence. Who would need this and why would it be helpful? As a very common scenario, people will look for a new house before they have sold their existing home, sometimes even before […]

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Why should I use a Mortgage Broker?

Monday, 21 May 2012, 4:14 | Home Finance and Mortgage | 0 Comment
by Numan

Put simply – using an independent broker can be the most efficient method for you to get the best deal and the best loan structure. There are a number of reasons why that is the case, and there are a number of things you need to be aware of when dealing with a broker, so […]

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Low Doc Loans

Sunday, 20 May 2012, 16:11 | Home Finance and Mortgage, Loans | 0 Comment
by Numan

Low Doc Loans are a type of loan offered to assist the large numbers of people who do not have the normal evidence of regular or sufficient income that is needed to get a traditional loan. That is certainly not to say that the applicant doesn’t have the income – they will normally just lack […]

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How to have a Smooth Loan Application

Sunday, 20 May 2012, 9:10 | Home Finance and Mortgage, Loans | 0 Comment
by Numan

How to have a Smooth Loan Application A home loan application process can be a painful and inconvenient ordeal or it can be a smooth and trouble-free experience that just unfolds naturally. Most of us prefer that second option. Applying for a home loan is a big deal for most people, and it needs to […]

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The Ins and Outs of being a Guarantor

Saturday, 19 May 2012, 16:00 | Home Finance and Mortgage, Loans | 0 Comment
by Numan

Guaranteeing a loan for someone is a very generous act and can give a loved one the pleasure of home ownership much sooner than might have otherwise been possible. It’s also a tricky area in lending with seemingly endless policy differences between lenders on how it can be set up and the requirements to make […]

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Government Assistance to help you own your home

Saturday, 19 May 2012, 15:50 | Home Finance and Mortgage | 0 Comment
by Numan

With interest rates being lowered again this week, the RBA is really trying to get the economy moving, which adds to the already existing government incentives that are in place to assist people with home ownership. These are not restricted to first home buyers either, so if you have the option, it’s well worth looking […]

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