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Archive for the ‘budgets’ Tag

Budgeting with Electronic Envelopes

Wednesday, 23 May 2012, 6:46 | Budgeting | 0 Comment
by Numan

I must admit, I used to struggle with budgeting.  I mean it was always a pain to figure out what categories to use in a budget, how much to budget for each category, and manage to the budget. What I tried at first was Microsoft Money and their built in budget tool.  I did not […]

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Do You Suffer From Budget Procrastination Syndrome?

Monday, 21 May 2012, 19:07 | Budgeting | 0 Comment
by Numan

I was sick this weekend so I had some time to contemplate about how our finances were doing, and I realized I was slipping back into some old bad habits.  I have been thinking about our finances lately, but not really wanting to dig to deep. One thing I notice about this bad habit of […]

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Simple Things You Should Know About Money

Saturday, 19 May 2012, 1:28 | Money Saving Tips | 0 Comment
by Numan

Some say that it is money that makes the world go round. I have always believed though that it should be you who is in control of money, instead of money controlling you. Here are some simple things that we all should know about money: 1. Americans are heavily dumped with credit-card debts. Most American […]

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Living On A Practical Monthly Budget

Thursday, 17 May 2012, 15:15 | Budgeting, Money Saving Tips | 0 Comment
by Numan

For moms like me, budgeting can be a tedious task, especially if you just have an average (or even below average) income. There are no rules except to make sure that the kids are eating good, getting the right education and you are paying the monthly bills (whose bulk is the rent or monthly mortgage […]

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Emergency Fund 101

Wednesday, 16 May 2012, 5:22 | Management | 0 Comment
by Numan

You have one right? That little nest egg for a rainy day, the “opps” fund when something in life doesn’t go according to plan? No? Why not? It’s one of your most important tools to getting your finances back on track. Some people will tell you it’s reducing your credit card debt, or paying off […]

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The Emotion of Budgeting

Wednesday, 16 May 2012, 0:20 | Budgeting | 0 Comment
by Numan

If you go to an accountant and ask them to help you do a budget, they are going to be very “matter-of-fact” about it. If you go to your spouse, parent, teacher, lecturer, or anyone else and say you want to do a budget, they are also likely to be very “matter-of-fact” about it. The […]

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Budgets – An Introduction

Tuesday, 15 May 2012, 20:13 | Budgeting | 0 Comment
by Numan

Budgeting scares most people. It is very, very emotional, and for many people, the hardest thing they have ever tried in their life. Some people don’t even understand what a budget is! The first thing to understand about a budget is that it is not something that is there to restrain you, it is there […]

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