The Personal Financier – A Personal Finance Blog Personal Finance Blog

This may seem like a silly question to some people, but to most of us it’s a very good one.  For me, I learn everyday about how I can improve my financial situation. So… “What does it REALLY Mean to Manage your Finances?” The First step is leaning what Compound Interest is or Time Value […]

Making personal financial decisions can be very stressful.  For most of us, we are scared of making the wrong decision or don’t know where to begin, which leads us to do nothing at all.  But don’t let yourself be scared of taking control of your finances. I like to break things down into smaller parts […]

Discover has introduced at great way for parents to teach their kids how to use a debit card called the Current Card. Basically, it is a Prepaid Debit Card that has built in parental controls designed for kids and teenagers. Why is giving a debit card to your teenager a good idea? * It forces […]

To do personal financial planning right, you need to create the right budget first. This means accounting for each aspect of your financial activities. A person who does not carefully plan spending will find his efforts at personal financial planning tragically ending in disaster. You may have to find a worksheet software or computer program ...

Your Personal Finance can be broadly divided into categories like Banking and Budgeting, Loans, Insurance, Career and Work, Real Estate, Lifelong Investing and Retirement. Here are a few guidelines which must be followed for managing personal finance:

It is essential that you try and come out of debts if your debts are continually rising. This is important as after debt reduction not only your financial life but also your family and social life, improves. One of the most important ways in which you can proceed towards debt reduction is by planning a […]

Guest post written by Martha Jackson. This is not that debts are grown-up things. You can include the whole family in your debt solutions. Just try to tell your kids and family about the debt problems you’re facing so that they can help you with the financial problems. You can also go for debt consolidation […]

Our net-worth hopefully takes a small spike up at each month start The start of each month holds both a sort of thrill and desperation. We manage each month trying to meet our goals, pay our debts and grow our net-worth as much as we can. My budget excel chart eagerly waits its monthly update, […]