Afraid to take investment risks? Be aware, you’re taking a huge risk of another kind.

Lately I’ve been giving serious thinking to my asset allocation. It’s been a rough year in the markets and only a selected few managed to escape the storm. One question, how ever, is always on the table – How should we allocate the savings we have?
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Usain Bolt and Michael Phelps face a tremendous challenge capitalizing on their recent Olympic success

Economy teaches us rare resources are highly prized as demand greatly exceeds supply. If that is indeed the case the fastest man alive should be able to capitalize on his ability to cover 100 meters in 9.69 seconds.
Technically, 200 meter sprinters achieve a higher average speed throughout the race. However, since Usain Bolt just shattered what was considered an unbreakable record set by Michael Johnson 12 years ago we are freed from such technicalities.
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Establishing your investment goals in terms of risk, return, volatility, liquidity needs and investment term is crucial for succeeding in your investments and meeting your goals.

Before investing your money it is wise to determine the goals of your investment. We are usually quite good at setting the primary goal of investment – Better retirement, college fund, buying a house and more.
These end goals should be carefully examined and analyzed in order to adopt the most suitable investment strategy available. Therefore goals should be formalized and examined using the proper tools.
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Wouldn’t it be reasonable to expect improvements in productivity to result in shorter work hours? The quick answer: No. It’s up to us.

The famous French 35 hour work week has recently received yet another blow leaving only a shadow of the once grandiose attempt at social policy.
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