The Personal Financier – A Personal Finance Blog Personal Finance Blog

You may think it’s over now. The recession seems to be grinding to a halt now. Consumers are now starting to rebuild their finances and are beginning to find new jobs. However, you must still continue to watch how you spend your money in the near future because as the economy starts its recovery, there [...]

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A short tale on leg space, social status and the irony of human nature Pressing up against the window trying to create some space between himself and the man sitting next to him, Joe Aspiring kept wondering how great it would be getting around by taxi. The redundant meeting he had just left only served [...]

Admiring the ability to enjoy the simpler things in life As a child one of favorite sights was that of the suitcase my uncle had brought back with him from his travels. We always knew that bloated suitcase represented many mysterious and exciting gifts (toys of course) that can only be found abroad. We were [...]

A counter intuitive rule of thumb explained Rumors of new products, earnings, takeovers and mergers immediately raise share prices. This is understandable as the value of the company is expected to rise as a result and so investors who believe the rumor to be true (or true enough) can buy on the rumor with the [...]

Welcome to the May 16, 2009 edition of the Carnival of Financial Planning. Today I’m having the pleasure of hosting the Carnival of Financial Planning on The Personal Financier. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable ...

The irony of human nature – anxiety for those that have everything and depression for those that have nothing The human state of mind has been cleverly characterized by someone to be either anxiety or depression. It seems that either you have attained what you desire and you are constantly afraid of losing it or [...]

Historical market data explains why many investors, including myself, missed on the recent surge in stock prices Since my last post the markets have astonishingly recovered over 20%. A couple of press releases by Citi and Bank of America were enough to send the financial sector sky rocketing with these two banking giants doubling their [...]