The Personal Financier – A Personal Finance Blog Personal Finance Blog

After getting back from a vacation at Disneyworld I must tell you all that I don’t have alot of energy.  It was a great family vacation, but exhausting.  The tips below though, will not make you feel exhausted as you use them to try and save some money every month. 1.  Cut cell phone service [...]

For moms like me, budgeting can be a tedious task, especially if you just have an average (or even below average) income. There are no rules except to make sure that the kids are eating good, getting the right education and you are paying the monthly bills (whose bulk is the rent or monthly mortgage [...]

Some say that it is money that makes the world go round. I have always believed though that it should be you who is in control of money, instead of money controlling you. Here are some simple things that we all should know about money: 1. Americans are heavily dumped with credit-card debts. Most American [...]

You may think that coupons provide an easy way to help you save money at the cash register. But here are some reasons why couponing simply does not work: 1. You have to pay for the newspaper. Coupons you get for free in the mail are fine, but the moment you buy a newspaper, you’ve [...]

For moms like me, budgeting can be a tedious task, especially if you just have an average (or even below average) income. There are no rules except to make sure that the kids are eating good, getting the right education and you are paying the monthly bills (whose bulk is the rent or monthly mortgage [...]

Those of us who have learned how to manage personal finances properly from a young age will probably be startled to find that many people are ignorant of how to save money (or any important matters of personal finance for that matter.) If your family, friends and other social acquaintances are not capable of personal [...]

Many financial problems being experienced nowadays by many could have been prevented if the person involved had just invested time and energy into making the appropriate personal finance tool called a budget. Your personal finance budget allows you to plan spending by allocating money into your activities that need that amount. The budget ...

Admiring the ability to enjoy the simpler things in life As a child one of favorite sights was that of the suitcase my uncle had brought back with him from his travels. We always knew that bloated suitcase represented many mysterious and exciting gifts (toys of course) that can only be found abroad. We were [...]