The Personal Financier – A Personal Finance Blog Personal Finance Blog

Everyone is looking for the best investment options available that will not only be profitable today but also in the future. For most people this is usually limited to finding what are good stocks to invest in among the various sectors. While this is not a bad thing, there are other options available and understanding [...]

Day trading can result in huge profits, but it also has the risk of equally large losses. Managing your money properly is one of the best day trading tips you can learn. A trader should be able to evaluate and accept the risks that are associated with trading. With every trade, a small amount of [...]

You may have some cash to spare for a little while and may want to put it to work. If you are looking for the best short term investments for that money, you may want to look at the following options. It may not give you the best investment rates, but it will give you [...]

This is a review of investing for beginners and how to start an investment, because it often appears in our minds how to start an investment, doubts often haunt us in investing, but there peoples who succeeded after decided to invest. The average investment portfolio focused on investments in stocks, the bonds you have will [...]

Is financial modeling to blame for the recent crisis? As always the fault does not lie with the tool but rather with the user. When was the last time you took a look at the validity of Net Present Value or Option Pricing? The recent, or ongoing, financial crisis has been attributed, amongst other things, [...]

My fundemental reasons for concern As several of my last posts indicate I have whole heartedly adopted Dollar Cost Averaging as my investment strategy. The reasons have been discussed in length a few posts ago. Today I thought about liquidating some of the investments I’ve made in the past 6 months due to the negative [...]

My recent experience with Dollar Cost Averaging and the lessons I learned Several posts ago I discussed my considerations on Dollar Cost Averaging and why I had selected it as my long term investment strategy. I’ve been at it for 4 months and have shown the necessary self restraint, avoiding any impulse buying and selling [...]

A counter intuitive rule of thumb explained Rumors of new products, earnings, takeovers and mergers immediately raise share prices. This is understandable as the value of the company is expected to rise as a result and so investors who believe the rumor to be true (or true enough) can buy on the rumor with the [...]