The Personal Financier – A Personal Finance Blog Personal Finance Blog

Having your alma mater’s logo on your credit card is cool. There are a lot of schools that offer this credit card product to their students therefore check with your school’s financial office if they have something like it. You can also check with a nearby bank. If this product is not offered by any [...]

I would like to put “Easy” in the title of this post, but then I think we would be fooling ourselves.  The steps themselves are easy, but they are difficult to follow through on.  It will take determination, and a lot of sacrafice, to see all those credit card balances go to zero.  There is [...]

The basic answer to the question about how can you can get credit is simply to apply for it. However, if this is your first time trying to get some credit, you may want to look at the following tips about how you can make your search for credit a little bit easier. If you [...]

Prepaid debit cards are just like regular debit cards in the way payments are made. The main difference is that prepaid cards are reloadable. But prepaid debit cards come with high fees and fail to protect as strongly as traditional credit or debit cards. Most prepaid cards have an activation fee. This fee can go [...]

If your credit is now classified as poor, then the best option available is secured credit card. This card can improve your credit score, in which you deposit in your bank account will determine your credit. On the occasion in, Luis Teixeirai, observer, explains why nine of his credit card, all got good value. Here [...]

Almost everyone likes to get lowest credit card rates. But what often happens, people easily dazzled by the offer bonuses or other benefits that are used by issuers to attract new customers. Actually looking for the best deals credit card is subjective. What is good for you may not be too good for  your wife, [...]

THERE are so many people using credit card nowadays. They have experienced that having a credit card really ease their life especially in purchasing something. This really helps people to have simple transaction anywhere they go since they do not have to bring all of their money when they are traveling. We just have to [...]

Credit cards are multifunctional. Therefore, many people use it for any purposes. When you have to transact online, one of the most popular payments is by credit card. Another benefit of credit card is it’s more practical and safe when you have to go somewhere that is not possible for you to carry cash. Credit [...]