The Personal Financier – A Personal Finance Blog Personal Finance Blog

The Carnival of Personal Finance #147: Q1 Financial Advice Edition was hosted @ Moneyning. I found the Following posts particularly interesting: The Cost Of A Bigger House @ Frugal Babe I bring you this story which demonstrates, quite successfully, what I always talk about. Firstly, You should buy a home which lasts you at least [...]

I admit the headline is a bit catchy but the amazing thing is that it’s absolutely true. I was literally amazed at how easy it was. I was even more astounded to discover that had I not been aware and acted promptly no one would have bothered telling me anything. Yesterday, by leaving work for [...]

If you’ve been following my posts for a while you’ve probably read my thoughts on the Chinese stock market (two quick reminders for the ones that haven’t are attached at the end of this post). One of the topics I constantly wrote about come 2008 was the Chinese stock market and the high price levels [...]

For a while now I’ve been writing about my recent experience with purchasing and renovating my home, a small apartment in bustling city center. One of the more difficult steps in this process was renovating our home. Home renovations have some characteristics which make them extra difficult to plan and execute:

It’s time for more excellent posts from fellow bloggers. Naturally these are handpicked. I genuinely hope we agree on their added value: Managing All My Money Is Futile: Outsourcing My Finances @ The Digerati Life I’ve always encouraged consulting with professionals. They must have some added value otherwise they wouldn’t exist. Ten ...

My wife and I have finally been able to save some money. After buying a home, remodeling it and getting married all in one year our financial resources have been greatly depleted. A couple of months with relatively smaller expenses passed and we’ve been able to save a small yet significant amount of money. Suddenly [...]

Rent vs. buy comparisons are abundant. I’ve wrote quite a bit on the matter trying to illuminate the less obvious parts of it. In this post I’ll concentrate on a few fundamental financial advantages of home ownership which are too often painfully overlooked. Buying a home is indeed a great undertaking which requires maturity and [...]

The S&P500 closed yesterday at 1,315.22 points. The first time the S&P500 stood at this level was April 1999. This past decade in the US stock markets has been a long-term investor’s nightmare. I’m referring mostly to retirement savings and households of course. The following chart is of the S&P500 index since 1999: The rule [...]